Comprehensive: Unlike online
calculators (limited by load time, and web page constraints)
our downloadable Excel calculators and planners were developed with
detail
in mind. The greater the detail, the higher the level of
accuracy
and understanding.
Excel based: Our easy to use spreadsheets require
only that you have MS Excel on your
computer; there is no need for additional software.
Affordable: Only $9.95. Compare to other
financial planners. Secure credit
card payment(privacy
policy)
Download Now
for $9.95: Save multiple scenarios
to your computer- perhaps assuming higher interest, lower income or
increased
debt.
Why Excel based planners?
Because our downloadable planners are Excel spreadsheets, there is no
need to download and setup new software. Mortgage planning
should be simple, fast and fun!
Simple Planning: Staying true to our name, Simpleplanning.com
is dedicated to spreading financial awareness and knowledge to the
masses
via our easy to use calculators and planners. With the right tools,
financial
planning can be simple.
Money
Back Guarantee: If for some reason you are not
pleased with our Mortgage Calculator &
planner, just let us know and we'll refund your money right away- we
only
want satisfied customers.
Plan
Multiple Scenarios: Mortgage planning is a game of variables (interest rates,
savings, income,
debt, etc.) These variables can and will change throughout
your planning
process; prepare yourself for these changes by building multiple
mortgage
scenarios: high interest, low income, reduced savings, etc.
Calculates your monthly mortgage payment, the total loan
payment as well as the full interest payment over the life of the loan.
Illustrates interest and principal payment detail with a
graph of your personal amortization
table.
Requires only four variables: purchase price, down payment,
interest rate, and loan term (yrs)
How long will it take to save enough for a down payment?
How much will my savings grow to?
How much do I need to save each month to reach my goal?
Use this simple calculator for not so simple savings
calculations.
Compound Interest options: Daily, Monthly, Quarterly and
Annually
Should you refinance?
Take the guess work out of refinancing and let this
calculator determine exactly how much you will save and how long it
will take to recoup the cost of financing.
Based on the assumptions you lay out in the Mortgage
Calculator, this worksheet shows monthly and yearly detail behind your
loan.
See how much of your monthly mortgage payment goes towards
the interest and how much goes to paying down the principal.
Online calculators are helpful, but only when
you're online. Instead of
throwing your work away every time you close your browser, save your
mortgage
calculations with our easy to use MS Excel based mortgage planner. Your
house is likely the biggest investment you'll ever make- so treat it as
such- track your assumptions and calculations each step of the way.
Download the demo
and see for yourself. Remember, we offer a full money back
guarantee - no questions asked.
Instantly calculates 300 loan scenarios based on your
interest rate range and 24 different down payment amounts.
Choose to display: monthly mortgage, total loan payment or
the total interest payment over the life of the loan
Determines the monthly mortgage payment (and price of
house) you can afford based on your income and current debt (car loan,
credit cards, etc.)
Unlike most other affordability calculators, you may choose
your own housing cost-to-income ratio as well as the debt-to-income
ratio (the industry standard is 28% and 36%, respectively)
