- How long your retirement funds will last
- If you're saving enough today
- Calculates necessary annual contribution adjustments
(+/-)
- How much you can afford to spend during retirement
- How soon you can retire
- Based on life expectancy, annual contributions,savings,
etc.
- How much you can spend during retirement
- How inflation affects your retirement
- How much you will need to save
- How much you will spend during retirement
- Which variables are the most sensitive
- Level of Income tax during retirement
- If your retirement goals are realistic
- Current Age (yourself & spouse)
- Desired Retirement Age (yourself & spouse)
- Life Expectancy
- Pre-Retirement Asset Allocation
- Post-Retirement Asset Allocation
- Current retirement contributions/savings
- 401k
- IRA's: Traditional & Roth
- Other Investments
- Inflation
- Retirement Spending
- Retirement Income:
- Social security (yourself & spouse)
- Pensions
- Retirement Income Tax
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All rights reserved.
Retirement Quiz
Personal Finance
Social Security Online
Retirement FAQ's
Comprehensive:
Unlike online calculators (limited by load time, and web page
constraints)
our downloadable calculators were developed with detail in
mind.
The greater the detail, the higher the level of forecasting accuracy.
Download the demo
calculator and see for yourself.
Excel based: Our easy to use spreadsheets require
only that you have MS Excel on your
computer; there is no need for additional software.
Affordable: One time fee of $9.95 - compare to other
financial planners. Secure
credit card payment (
privacy policy)
Save multiple scenarios to your computer, perhaps
assuming different risk levels. If your retirement goals
change, simply update your assumptions, save it as version #2 and
compare to version #1.
Why Excel based Calculators?
Because our downloadable calculators are Excel based, there are no
limitations
to the level of detail and accuracy we can offer. Online financial
calculators
however, are limited by load time, and other web code constraints. As a
result, their answers are often inaccurate and misleading; ultimately
lulling
users into a false sense of security.
Simple Planning:
Staying true to our name, Simpleplanning.com
is dedicated to spreading financial awareness and knowledge to the
masses
via our easy to use Excel spreadsheet calculators. With the right
tools,
financial planning can be simple.
Understand
your financial assumptions:
A retirement plan is only as good as the assumptions used. We
can
not stress enough the importance of understanding the variables and
assumptions
you use when building a retirement plan. A slight overestimation of
investment
returns or underestimation of inflation can have an enormous impact on
the longevity of your funds and ultimately your post-retirement quality
of life.
When building a retirement
plan, save two versions- one
with medium risk and one with low risk (low investment returns, high
inflation,
etc.) This will prepare you for the worst, while educating you on the
sensitivity
of long term financial planning.
Simpleplanning Advice:
Download
Free Demo Retirement Calc & Planner
Demo Calculator
Money Back Guarantee: If for
some reason you are not pleased with our retirement calculator,
just let us know and we'll refund your money right away- we only want
satisfied
customers.
Are
you investing enough time into your retirement plan?
Have
you run the numbers on multiple retirement scenarios?
Will your retirement funds last if you live to 85? 95?
How much will inflation affect your retirement spending?
At Simpleplanning.com, we develop comprehensive but easy to use Excel
based
financial planners that help users answer the tough questions.
Download our Excel based Retirement Calculator & Planner
demo or preview our
planner by clicking on the images above.
- How long will my retirement funds last?
- Am I saving enough today?
- How much can I spend during retirement?
- How soon can I retire?
- Results and the Retirement Savings graph update instantly
as you input assumptions.
- Choose to increase future contributions for inflation or to
match the maximum allowable for IRA's.
- Understand the significant investment growth required in
the years directly leading up to your retirement.
- See how your future contributions are adjusted/increased
for inflation or to match the maximum allowable for IRA's
- Social Security (including spouse)
- Pension & Other income
- Retirement Plan distribution/withdrawal (calc)
- Income Tax (calc)
- Investment return (calc)
- Make manual adjustments (+/-): down payments, inheritance,
estate sales, etc.
- Spending (adjusted for inflation)
Don't put off building a solid
retirement plan:
Building multiple scenarios and understanding how each
variable effects
your overall retirement plan can be a daunting task. As a
result,
many shy away from investing the proper amount of time into a detailed
plan and resort to the high level online retirement calculators; or
even
worse, they put the whole planning process off completely.
Don't
fall into that trap- start planning properly now, not
tomorrow.
Download the
demo
version of our Excel spreadsheet planner to see how comprehensive
retirement
planning can be made easy (and fun!)
- Gradually reallocate your assets to post retirement levels
with the check of a box!
- Investment options and historical return rates are provided
for fast and accurate planning (you may also customize your investment
options and return rates).
- Drop down windows and buttons make it easy to adjust your
pre and post retirement asset allocation.
- Choose up to four unique sources of income-(Social
Security, pensions, annuities, etc.)
- Income streams for you and your spouse are calculated
separately for maximum accuracy (given possible benefit and age
differences).
- Retirement spending section calculates your future spending
based on the inflation rate you choose.
- See how all your variables/ assumptions from the above
pages come together.
- Chart different data points with the drop down window
(Retirement Savings, Income, Spending, etc.)
- Understand what area of your plan needs to be adjusted in
order to meet your retirement goals
Click images to
enlarge
(All
sheets below are included in the planner)
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